RateAssurance, KiaSkore, SuperScore, T For Transparency, LeaseAssurance, and Rate Vision are products offered by ExactPoint, and trademarks of ExactPoint. The Products are provided by ExactPoint, which may also be referred to as “ExactPoint,” ExactPoint, LLC,” ExactPoint.com,” “RateAssurance,” “KiaSkore, SuperScore, T for Transparency, LeaseAssurance, or Rate Vision, “we,” “us,” or “ours.” are brand names for the purposes of the Products, websites and services you are utilizing, which, for the purposes of these Terms and Conditions, are to be considered synonymous with ExactPoint.
Collection and Use of Information
Information We Collect -
When you create an account as described in the Terms and Conditions, you will provide us with certain information including your full name, address, email address, and the last four digits of your social security number and/or the full social security number. This information will be shared with TransUnion and its affiliates for the purpose of obtaining certain credit information related to credit and to our general business partners, and affiliates who may utilize your information to provide you with credit offers, as more fully described in the Terms and Conditions. Any usage with TransUnion and our third party business partners and affiliates make of your information is subject to the terms and policies of TransUnion and/or our business partners and affiliates and you may refer to its Terms and Conditions and understand them separately.
We may collect device and browser information automatically so we maybe be able to cross reference the other information we collect, which may include your IP address, browser type, the date and time of your request, location information, and other information generated by your interaction with our website and services.
How do we use your information?
Our Credit Reporting Business - We may use information you provide to update our consumer credit database. Access to personally identifiable information on this database is limited to: (1) entities with a permissible purpose to receive it, as defined in the Fair Credit Reporting Act (“FCRA”); (2) entities with a permitted use under Title V of the Gramm-Leach-Bliley Act; (3) companies who resell our data as permitted under law; and (4) companies who process data on our behalf. Access to information on these databases that is made non-personally identifiable may be provided to companies and other entities for research and other purposes.
Under the FCRA, we may provide information to companies that send you pre-approved offers of credit or insurance. If you do not want to receive such offers, you may opt-out by calling 1-888-5OPTOUT or visiting www.optoutprescreen.com
Our Consumer Business - When you visit our Website, we may ask if you want to sign-up to receive information and promotional offers from ExactPoint and its marketing partners. If you provide your name and email address, we may share that information with one or more third parties in order to administer the program and present such offers to you. In connection with the email registration program, our third party email processor may use action tags (also known as single pixel gif or web beacons) to collect completely anonymous information concerning your use of our site. Such third party administrator is not authorized to use any such information for any other purpose. If you decide to register for emails, you may opt-out of receiving further emails at any time by using the opt-out provision at the bottom of every email. If you accept offers from ExactPoint and its marketing partners, then their respective privacy policies will apply.
When we receive information from you, we will safeguard such information to the extent that we encrypt the transmission of the information. We follow accepted high standards in the industry to protect the information you submit to us. While we cannot guarantee absolute security of electronically held information, we take significant precautions to do so. You are responsible for protecting your password and other information to prevent unauthorized access to your account.
If you have any questions regarding the terms or practices of ExactPoint, please contact us by e-mail at email@example.com or by regular mail at ExactPoint®, 50 E Business Way Suite #170 Cincinnati, OH 45241